Budgeting Loan/Advance - How do I claim a Budgeting Loan/Advance?

You do not have to say exactly what you need or why. However, you must say the category of the expenses for which you want a Budgeting Loan/Advance and the amount of money you need.

In England, Scotland or Wales

To apply for a Budgeting Loan, you can fill out an application online via the Department for Work and Pensions (DWP) website. Applying online is faster.

You can also download a claim form from the Department for Work and Pensions (DWP) website.

When applying online, you can receive your loan decision via email, text, or letter. Choosing email or text is the quickest way to get and accept your decision.

If you’re on Universal Credit and need a Budgeting Advance, you can ask your work coach or leave a message on your journal.

In Northern Ireland

If you are in Northern Ireland, you need to apply for a Social Fund Budgeting Loan instead. You can apply for a Social Fund Budgeting Loan online on the NI Direct website. You can also ask your local Social Security Jobs and Benefits Office for a claim form.

If you’re on Universal Credit and need a Budgeting Advance, you can ask your work coach or leave a message on your journal.

What documents will I need to claim a Budgeting Loan/Advance?

You have to give your national insurance number . You will need to also provide details of who else lives with you (partner and children if any) and details of savings and any current debt payments.

When will my Budgeting Loan/Advance claim begin?

Your application is treated as made on the day it is received by the Department for Work and Pensions (DWP) . If your application was incomplete and you comply with a request for additional information, your application is treated as made on the day it was originally received.